Accident claims are calculated according to the scale. Compensation depends on medical documentation, expert reports, and correct attribution of liability. Delayed processing may reduce the amount.
Claims:
Injuries and sequelae.
The medical history and continuity of treatment are reviewed. Sequelae must be supported by an up-to-date medical report.
Loss of earnings.
Income loss requires objective evidence such as payslips or invoices.
Property damage.
Valuation is based on an estimate, invoice, or appraisal, always compared with the insurer’s offer.
Application of the traffic scale.
The scale sets the valuations for days, sequelae, and damages. A correct interpretation allows obtaining full compensation.
Independent medical expert assessment.
Since insurers use their own reports, an independent appraisal is advisable when pain, limitations, or disputed sequelae persist.
Negotiation with insurers.
Before litigation, the pre-litigation claim must be exhausted. A well-documented negotiation can avoid lengthy proceedings; if the offer is insufficient, judicial action is considered.
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